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Should Government Long-Term Care Insurance Pay for Health Reform?

Supporters of Senator Ted Kennedy's CLASS Act, which would create a national long-term care insurance program, are bragging that the plan would produce $59 billion for the government over the next 10 years, money they say could help pay for health reform. As much as I like the ideas behind the CLASS Act, this claim is both misleading and counterproductive. It [...]

CLASS Act Premiums May Be $100, CBO Says

The Congressional Budget Office estimates that premiums for the national long-term care insurance system proposed by Senator Ted Kennedy (D-MA) may be significantly higher than the $65 per month Kennedy aimed for. CBO figures that for the insurance system to be self-sustaining, premiums would have to be in the range of $100 to $110 per month.  A key question for the Kennedy [...]

By |2009-06-26T09:04:01-04:00June 26th, 2009|Uncategorized|1 Comment

Can We Keep the Elderly out of the Hospital?

Nobody wants to see chronically-ill elderly patients making repeated trips to the emergency room. These visits are obviously bad for the patients themselves, who often suffer stress, disorientation, and high risks of infection. They are no good for Medicare, which has to pay the bill: The estimated cost of these readmissions is $17 billion annually. And, despite the common perception, they may not be good for hospitals, which are [...]

By |2009-06-22T09:42:14-04:00June 22nd, 2009|Care Coordination, Health reform|1 Comment

Is Mandatory Long-term Care Insurance the Answer?

I participated in an interesting panel discussion on long-term care this afternoon at The Urban Institute . My fellow panelists were an impressive group of policy experts, all of whom have designed their own reform plans. They included Bill Galston from the Brookings Institution, Rich Johnson from The Urban Institute, and Anne Tumlinson from the consulting firm Avalere Health. While each approaches the problem from a [...]

By |2009-06-16T18:24:43-04:00June 16th, 2009|long-term care financing|0 Comments

Long-term Care Reforms Take a First Step in the Senate

The Democrats on the Senate Health, Education, Labor, and Pensions Committee have, as I expected, included three key long-term care services proposals in their massive 615-page health reform bill. The measure would require states to offer the same access to home and community care as they currently provide for skilled nursing facilities under Medicaid. It would provide new incentives for training both paid [...]

My New Kaiser Health News Column

I've just started a column for Kaiser Health News, a brand new independent news service. I'll be writing twice a month on long-term care issues, looking at policy, new research, and on-the-ground community ideas for improving long-term supports and services. My first piece, published this morning, looks at Senate HELP Committee Chairman Ted Kennedy's CLASS Act. While the measure, which would create national long-term [...]

By |2009-06-01T16:47:08-04:00June 1st, 2009|Health reform, long term care reform|0 Comments

USA Today Op-Ed on Long-Term Care

USA Today published my op-ed column today on the need to include long-term care services and supports in health reform.   It is nice to see that USA Today is so interested in this all important subject. All of us who are caring for our parents know why Congress should not miss this opportunity to address the needs of those receiving care as well as their families. [...]

By |2009-05-26T16:47:37-04:00May 26th, 2009|long term care reform|0 Comments

Make Home Care the Default for Medicaid

If you are impoverished and unable to care for yourself, Medicaid is required by law to provide long-term services--in a nursing home. Although the frail elderly and younger people with disabilities overwhelmingly prefer to stay at home, states are under no obligation to offer care in the community. So here is an idea: Why doesn't Medicaid make home care the default option for assistance? [...]

By |2009-05-18T08:43:07-04:00May 18th, 2009|long term care reform, Medicaid|0 Comments

Kennedy’s Health Reform+Long-Term Care

Senate Health Committee Chair Ted Kennedy (D-MA) will include a major restructuring of long-term care services in his version of health reform, due out in late May. But getting those changes through Congress "is like pushing a rock uphill," says Connie Garner, Kennedy's top staffer on aging and disabilities issues.  Garner spoke yesterday at a terrific conference sponsored by Health Affairs and [...]

Rationing Health Care

In the debate over health reform, there has been an increasingly emotional argument over whether controlling medical cost growth will require rationing of care. The answer is: Of course it will. We ration care today, but do it in a profoundly irrational way. Reformers hope that health reform will allow us to do it in a more sensible manner, based on medical [...]

By |2009-05-03T13:56:34-04:00May 3rd, 2009|Health reform|1 Comment