People often say that the patients most at risk in the U.S. health system are the elderly who suffer from multiple chronic diseases. But it may be that a subset of these seniors—those with chronic disease who also need personal assistance with routine activities—are in the most jeopardy. An important 2011 research paper finds they are the most costly to care [...]
By upholding the constitutionality of the Affordable Care Act, the Supreme Court has preserved—at least for now—major changes in the way long-term care supports and services are delivered and financed. Here are some provisions of the law that directly affect the frail elderly and younger adults with disabilities. Medicaid: The law is filled with important changes to this state/federal program [...]
It isn't news that needing long-term care services can be brutal on your finances but a new study shows just how it can destroy your assets. Median household wealth for those who spend fewer than 30 days in a nursing home is about $108,000. But after 6 months, many nursing home residents are effectively broke, with median assets of barely $5,000. In other words, after [...]
What if you could be admitted to the hospital—in your own bedroom? That’s the idea of a health care model called Hospital at Home, which is aimed at elderly patients with diseases such as congestive heart failure, emphysema, urinary tract infections, or pneumonia. According to a new study published in the journal Health Affairs, people receiving this care through the [...]
Let me tell you about Frank. At 86, he has heart disease, diabetes, and kidney failure. He lives at home but struggles with the 16 medications he must take every day. He could also use some social support--maybe an adult day program, help shopping, or just somebody to keep him company. What Frank needs most of all is somebody who can help organize all of his medical [...]
This morning, I was on Diane Rehm's NPR radio show talking about long-term care insurance. The other guests--former Social Security Administrator Ken Apfel, Families USA executive director Ron Pollack, and Kiplinger's Personal Financec olumnist Kim Lankford--and I agreed on one thing: Private LTC insurance is an appropriate tool for some consumers, but it is not a realistic alternative for many others. The challenge is [...]
WBUR radio and Kaiser Health News report that the Massachusetts Senate has quietly approved a measure requiring doctors and nurses to discuss end of life options with patients who have a terminal illness. The Palliative Care Awareness bill was included as part of a sweeping health reform measure and, remarkably, was not controversial. It was supported by both Republicans and Democrats and [...]
A Pennsylvania state appeals court has ruled that the adult son of a nursing home resident is responsible for her unpaid $93,000 bill. And the decision has some elder care lawyers wondering if this is just the beginning of a trend. Pennsylvania is one of 30 states that have filial responsibility statutes—laws that impose a duty on adult children to [...]
Why would House Republicans slash programs that make it possible for the frail elderly and adults with disabilities to live at home? Especially since the alternative would often be more costly nursing home care. GOP lawmakers say they support Medicaid's Home and Community Based programs that provide long-term services and supports in the community rather than in nursing homes. Many GOP [...]
I recently had the opportunity to participate in a panel on end-of-life care jointly sponsored the Charles E. Smith Life Communities in Rockville MD, Suburban Hospital in Bethesda, MD,, and Sibley Hospital in Washington, D.C. The session was part of a day-long program on care transitions and highlighted the special importance of caring for the dying. My fellow panelists and I brought a wide [...]