Blog

How A New Alzheimer’s Test Could Kill Long-Term Care Insurance—Or Make It Cheaper

A team of researchers at Georgetown University and six other medical centers has developed a simple blood test  they say can predict, with 90 percent accuracy, whether an individual will develop Alzheimer’s Disease within 2-3 years.  If it works as advertised, such a test could have a profound impact on the long-term care insurance market. The study results, published in the [...]

By |2014-03-26T16:02:14-04:00March 26th, 2014|Aging, dementia, long-term care financing|0 Comments

We All Want To Live At Home In Old Age, But Know Nothing About the Quality of Care We’ll Get There

The other day, I wrote about a troubling report on the high likelihood of falls or medication errors in skilled nursing facilities. The problem is real and serious, but at least we can measure it-- which is a first step towards fixing it. In contrast, there is home care. More than eight of every 10 people who need long-term supports [...]

Addressing the Dangers of Nursing Facilities

Earlier this month, the federal department of Health & Human Services concluded that more than one of every five skilled nursing facility (SNF) patients suffered serious harm from events such as medication errors, falls, or infections in 2011. Half were sent to the hospital as a result of these events. Six percent died. And 60 percent of these adverse events [...]

By |2014-03-14T14:17:16-04:00March 14th, 2014|Aging, Medicare, nursing homes|4 Comments

Senior Services Take a Hit in Obama Budget

Federal senior services programs are in for another very difficult year. In the 2015 budget he released yesterday, President Obama proposed freezing or even cutting spending for many key programs. And Obama’s blueprint may be the highwater mark for many initiatives, which are likely to see even deeper cuts as the budget works its way through Congress. Key House Republicans have [...]

Better Coordinating Long-Term Care and Medical Treatment

The most important trend in care for the frail elderly and younger people with disabilities may be what’s called managed long-term supports and services, or MLTSS. This effort to combine medical care with long-term care would replace today’s disorganized, ineffective, and even dangerous system with one that can bring together complex care that’s being delivered by many different providers. Done [...]

By |2014-02-27T07:41:27-05:00February 27th, 2014|Aging, Care Coordination, Medicaid, Medicare|2 Comments

Should You Self Insure Against Long-Term Care Risk Or Buy Insurance?

Should young people self-insure against the risk of needing long-term care later in life, or should they buy insurance? In a Feb 13 Wall Street Journal commentary (behind a pay wall), Manisha Thakor, chief executive of Santa Fe, N.M.- based MoneyZen Wealth Management LLC, argued they should self-insure.  “By taking the money you would have put in long-term-care premiums and [...]

It is Very Hard to Move People Out Of Nursing Homes

It sounds like a great idea: Move people out of long-stay nursing facilities and back into their communities, and give them flexibility to spend government dollars on the care they need. Such a change could make care more person-centered and reduce costs. But a federal/state demonstration aimed at achieving that goal has moved very few people. For six years, the federal government and state [...]

When Medicare Will Pay for Skilled Nursing or Physical Therapy

For years, it has been an article of faith that Medicare would not pay for services such as skilled nursing or physical therapy unless that care improved a patient’s health status.  I cannot tell you how many times I’ve heard doctors, nursing homes administrators, and even case workers say Medicare would stop paying once a patient was no longer getting better. [...]

By |2014-01-31T14:00:36-05:00January 31st, 2014|Blog, Medicare|3 Comments

Wyden Bill Would Integrate Medicare Health Care, May Open the Door for Long-Term Care

A new Medicare payment model would encourage health systems to provide fully-integrated medical care for people with chronic disease, according new bipartisan legislation sponsored by senators Ron Wyden (D-OR) and Johnny Isakson (R-GA), and congressmen Erik Paulsen (R-MN) and Peter Welch (D-VT).  The measure would allow, but not require, participating providers to offer long-term services and supports as well as medical [...]

By |2014-01-22T18:52:12-05:00January 22nd, 2014|Care Coordination, Medicare|1 Comment

Congress Cuts or Freezes Most Senior Services Programs in New Budget Deal

Congress is about to agree to a bipartisan budget for 2014 that will at best freeze federal spending for many critical senior services. In a few cases, the fiscal plan will increase funding a bit from the low levels driven by last year’s across-the-board “sequester” spending cuts. But for the most part, programs will have to meet growing demand for [...]

By |2014-01-15T17:21:32-05:00January 15th, 2014|Aging, Federal senior services programs|0 Comments