We all want to live at home as we age. But while we may not want to admit it, getting the support we need can be much tougher at home than in a nursing home or assisted living facility. For all their problems, nursing homes or residential care facilities can be an efficient way to deliver care to many people [...]
It is no secret that long-term care is among the greatest financial risks we will face as we age. But if you are a woman, your chances of needing significant levels of personal care after age 65 are especially high. So are the dangers of not planning for costs that will average more than $180,000 for a woman turning 65 [...]
For the first time in years, maybe for the first time ever, a major presidential candidate has put family caregiving on the political front-burner. Over the weekend, Democratic presidential frontrunner Hillary Clinton proposed a package of ideas aimed at assisting those who are caring for aging parents or other family members. Her ideas are modest and won’t provide the level [...]
Can the US do a better job of designing long-term care insurance? The answer is yes, according to two important new studies. With hard work and political will, we can develop better ways to help pay the enormous cost of long-term supports and services. The new research is a big step towards improved financing of these services. It did not find a “magic bullet.” But [...]
Would you rather live in a Life Plan Community or a Continuing Care Retirement Community (CCRC)? The market research folks have the answer: Most older adults, especially those under 65, would much rather live in a Life Plan Community than a CCRC. Even though they are exactly the same thing. A group of facility owners has concluded they need a [...]
Older adults are getting too much medical treatment. No, I am not suggesting we ration treatment for seniors or empower the mythical death panels. Rather, the health system should replace aggressive but ultimately useless medical interventions with more care. This means rethinking the way we care for older adults with chronic disease. We should organize care around the goal of improving their quality of life rather than on [...]
Family caregivers help loved ones suffering from many illnesses, from heart disease to severe arthritis. But a new study shows that one condition—dementia—places an outsized burden on those family members. They spend more hours, do more difficult work, and provide assistance for more years than family members caring for older adults without memory loss. An article in the journal Health Affairs [...]
Older adults may be better off living in age-segregated communities than in neighborhoods or buildings filled with young adults or families with kids. They may have better support, access to more services, and even a better sex life. That, at least, is the conclusion of University of Florida professor Stephen Golant, an environmental gerontologist and expert in the housing of [...]
If the government doesn’t act soon, nearly one-third of Medicare beneficiaries face a 50 percent increase in their Part B premiums for 2016, while more than two-thirds will pay no premium hike at all. Most beneficiaries will pay the same monthly premium next year as they paid this year--$104.90. But others making the same income will pay $159.30. And some [...]
The public overwhelmingly thinks doctors should have end-of-life conversations with older patients. It even thinks Medicare ought to pay for those talks. It just doesn’t want to have them, at least not yet. Those are results of a new Kaiser Family Foundation poll, which found that 89 percent of respondents felt physicians should discuss end-of-life choices with them. But only [...]