Washington State

No Referendum On Washington State’s Public Long-Term Care Insurance Program, But Chages Coming

An effort to repeal Washington State’s public long-term care insurance program failed to get enough signatures by the end-of-year deadline to make it on the November ballot. At the same time, Democrats, who control the state legislature, have introduced multiple bills aimed at delaying or revising the program. The state was scheduled to start collecting a mandatory 0.58 percent payroll [...]

By |2022-01-05T14:11:42-05:00January 5th, 2022|long term care reform|0 Comments

Washington State Delays Public Long-Term Care Insurance Until April, Explores Changes

Facing a lawsuit and political opposition, Washington State Governor Jay Inslee has delayed until April a payroll tax aimed at funding the state’s first-in-the-nation public long-term care insurance program. Inslee said the delay will give the legislature time to address what he called “areas that need adjustment.” A state long-term care commission advising the legislature and governor will recommend a [...]

By |2021-12-20T10:08:31-05:00December 20th, 2021|long-term care insurance, Uncategorized|0 Comments

Lawsuit Seeks To Overturn Washington State’s Public Long-Term Care Insurance Program

Washington State’s first-in-the-nation public long-term care insurance program is headed to court. A group of employers and workers has sued the state with the goal of getting the law overturned. The lawsuit, filed on behalf of three employers and six workers, argues that the insurance program violates a long list of federal and state laws including the Employee Income Security [...]

By |2021-11-16T13:50:34-05:00November 16th, 2021|long term care reform|1 Comment

How Making Public Long-Term Care Insurance (Sort Of) Voluntary Created A Mess In Washington State

When Washington State legislators approved a public long-term care (LTC) insurance program in 2019, they made a last-minute change: Residents could opt out if they purchased private LTC coverage by Nov 1, 2021. Those who remained would pay an annual payroll tax surcharge of 0.58 percent starting next year and, in return, be eligible for a public LTC insurance benefit [...]

By |2021-10-06T15:09:24-04:00October 6th, 2021|long-term care insurance|0 Comments

Jumpstarting the Debate Over Public Long-Term Care Insurance

Rep Tom Suozzi (D-NY) has introduced a bill to create a public, catastrophic, long-term care insurance program. The monthly cash benefit, initially about $3,600 and indexed for inflation, would be funded with a modest increase in the payroll tax of 0.3 percent for workers and 0.3 percent for employers, or roughly $300-a-year for a median wage worker. For many older [...]

By |2021-07-01T11:41:01-04:00July 1st, 2021|long-term care financing|0 Comments

Joe Biden Is Slowly Acknowledging The Nation’s Need To Reform Long-Term Care

Likely Democratic presidential nominee Joe Biden is, very slowly and cautiously, acknowledging the need to reform the way we support frail older adults and younger people with disabilities. In recent days, a task force created by his campaign made several proposals to expand home and community based care under Medicaid and support both family and paid caregivers. Since covid-19 has killed more [...]

By |2020-07-19T14:31:28-04:00July 19th, 2020|long term care reform|2 Comments

Compassion Isn’t Enough For Family Caregivers. They Need Training Too.

Family members and friends are the bedrock of our system of personal care for frail older adults and younger people with disabilities. Without their support, the nation’s hospitals and nursing homes would be filled to the rafters with very sick, frail seniors. And many of those older adults would die before their time. Those family caregivers often provide assistance with [...]

By |2020-01-14T10:05:45-05:00January 14th, 2020|family caregivers|0 Comments

Interest Grows In Social Insurance For Long-Term Care. But What Should It Look Like?

Federal and state policymakers increasingly are interested in creating a public social insurance program for long-term care in the US. Even some Democratic presidential hopefuls have raised the issue, though still only in general terms. That growing interest is great news, and long past due. But what should such a model look like? Designers face a handful of critical high-level [...]

By |2019-09-04T13:27:55-04:00September 4th, 2019|long-term care financing, Uncategorized|0 Comments

An Ambitious State-Based Plan for Universal Family Care That Falls Just Short On Long-Term Care

These days, efforts to reform our broken system of long-term care are being led by the states. To support and build on those programs, the National Academy of Social Insurance (NASI) released an ambitious agenda for structuring and financing programs to help families support their loved ones. The NASI framework, called Universal Family Care, goes far beyond long-term care financing. It [...]

By |2019-06-28T10:52:44-04:00June 28th, 2019|long term care reform|0 Comments

A Top House Democrat Mulls A Medigap Long-Term Care Benefit

House Ways & Means Committee Chair Richard Neal (D-MA) is mulling a plan to add a limited long-term care benefit to Medicare Supplement (Medigap) insurance. Minnesota proposed a similar plan last year. And the idea would expand to traditional Medicare a recent innovation that added limited supports and services to Medicare Advantage managed care plans. Neal is the second key [...]

By |2019-06-10T16:58:42-04:00June 10th, 2019|long-term care insurance|1 Comment