In his American Jobs Plan, President Biden has proposed increasing federal support for home-based long-term care by a staggering $400 billion over eight years. A $50 billion annual increase would represent a roughly 40 percent increase in the $129 billion Medicaid spent on long-term care in 2018 and a 70 percent increase in that year’s home and community-based services (HCBS) [...]
The covid-19 pandemic has increased the burden on family caregivers and made Americans more insistent than ever on receiving their own care at home, rather than in a long-term care facility. Yet, they are in more denial than before the pandemic about the likelihood they or a loved one will need personal assistance at some time in their lives. As [...]
Changes in technology, new government payment models, managed care, and consumer preferences all are shifting services for frail older adults and younger people with disabilities from facilities to home. These models will create new options for consumers and threaten to disrupt the business models of hospitals, traditional nursing homes, and other long-term care facilities. These care models come with a [...]
Two years ago, the Trump Administration quietly began a review of the nation’s long-term care (LTC) insurance system, focused primarily on ways to enhance private coverage. This week, just as quietly, an administration task force released its report. Unfortunately, for the most part, the group was unwilling to commit to any meaningful changes to a badly broken system. It made [...]
The way we care for older adults in the US is, self-evidently, not working. In just the past three months, at least 44,000 residents and staff of nursing homes and other long-term care facilities have died from COVID-19. Hundreds of thousands have been sickened. And millions have been isolated from family and friends for months. Yet, this crisis did not [...]
Most major Democratic presidential hopefuls have proposed new government assistance for those receiving long-term supports and services and their families. Mayor Pete Buttigieg has proposed public catastrophic long-term care insurance. Senators Elizabeth Warren and Bernie Sanders would make home-based care a Medicare for All benefit. And former vice president Joe Biden and Sen. Amy Klobuchar would create new tax credits [...]
Most of the major Democratic presidential hopefuls have proposed ways for government to support frail older adults and their families. But they have chosen three very different models: tax credits; universal government-funded benefits; and public long-term care insurance. Which design makes the most sense? Here’s a first look. Tax credits: Former vice president Joe Biden’s plan includes a $5,000 non-refundable tax [...]
All the major Democratic presidential hopefuls have proposed significant plans to support those receiving long-term supports and services and their families. While this amount of attention to long-term care is unprecedented, the candidates are taking three broadly different approaches to the problem: tax credits; universal government-funded coverage; and public long-term care insurance against catastrophic costs. Most also support higher pay [...]
Family members and friends are the bedrock of our system of personal care for frail older adults and younger people with disabilities. Without their support, the nation’s hospitals and nursing homes would be filled to the rafters with very sick, frail seniors. And many of those older adults would die before their time. Those family caregivers often provide assistance with [...]
Democratic presidential hopeful Pete Buttigieg has proposed an ambitious plan to reform long-term care finance and delivery in the US. It includes a public catastrophic long-term care benefit, enhancements to the private long-term care insurance market, reform to Medicaid long-term services and supports (LTSS), and higher wages and benefits for direct care workers. Buttigieg, who says he learned about the [...]