You know the old mantra: When you turn 65 you are eligible for Medicare and Social Security. But matters are no longer that simple. And because growing numbers of older Americans are not taking Social Security benefits until past 65, they may be making poor Medicare choices or missing out on some benefits entirely–simply because the government is not telling them they need to actively enroll for health coverage.
If you are already collecting Social Security when you turn 65, getting Medicare is relatively simple. When you signed up for your Social Security annuity payments (as early as age 62), you also did the paperwork to start getting Medicare at 65.