Howard Gleckman

Federal Government Suspends Sale Of Long-Term Care Insurance To Its Employees

The federal government has suspended for two years its sale of long-term care insurance policies to its employees. Some industry experts question whether the program ever will return in its current form. The long-running initiative, called the Federal Long Term Care Insurance Program (FLTCIP), was halted when John Hancock Life & Health Insurance Company, the carrier that operated the program, [...]

By |2022-11-21T16:24:40-05:00November 21st, 2022|long-term care insurance|0 Comments

What Will The Mid-Term Elections Mean For Seniors And Their Families?

What will last Tuesday’s election mean for older adults and their families? A slim Democratic majority in the Senate combined with what is likely to be narrow Republican control of the House likely means no new legislative initiatives will pass Congress in 2023. The Biden Administration’s ambitious plan to support frail older adults and their families is dead, at least [...]

By |2022-11-16T10:42:53-05:00November 16th, 2022|Federal senior services programs|0 Comments

Should You Enroll In A Medicare Advantage Plan?

It Is Medicare open-enrollment season. And retirees are confronting the usual confusion about what to do. Perhaps the biggest question: Should I enroll in a Medicare Advantage managed care plan or in traditional, fee-for-service Medicare? Like almost everything in the world of insurance, the answer is: It depends. In 2022, almost half of all Medicare beneficiaries were enrolled in MA [...]

By |2022-11-01T10:25:47-04:00November 1st, 2022|Medicare|0 Comments

Politicians Arguing Again About Social Security. That’s Good

Suddenly, Social Security reform is back in the news. For all the wrong reasons, perhaps. But at least politicians are talking about it. And that’s a good thing. After all, in only about a dozen years, the Social Security Old Age trust fund will be insolvent and able to pay only about three-quarters of its promised benefits. Despite that looming [...]

By |2022-10-26T11:21:12-04:00October 26th, 2022|Social Security|0 Comments

The US Needs To Help Seniors And Their Families Navigate Long-Term Care

Your mom has been hospitalized for two weeks following a stroke. One morning, she’s told she’ll be discharged by the end of the day. Mom calls you in a panic. You rush to the hospital and ask for advice. Instead, you get a much-copied list of local skilled nursing facilities and a wave good-by. This scene is played out thousands [...]

By |2022-10-11T13:25:05-04:00October 11th, 2022|long-term care|0 Comments

Medicaid Long-Term Care’s Real Problem Is Insufficient Resources, Not Abuse By Wealthy Seniors

Critics of Medicaid’s long-term services and supports (LTSS) program often complain that it is so poorly designed that lavishes benefits on wealthy retirees and wastes billions of dollars in taxpayer money. Some people do abuse the system. And they should be stopped. But the real problem with Medicaid LTSS is that in many states its benefits are so paltry that [...]

By |2022-10-06T09:42:28-04:00October 4th, 2022|Medicaid|0 Comments

How Covid-19 Affected Those Nursing Homes Residents Who Didn’t Die

We know how the Covid-19 pandemic killed older adults. We are still learning about its other effects on seniors. And the picture is both complex and often difficult to look at. A new study by Michael Barnett of the Harvard T. H. Chan School of Public Health and colleagues (paywall) finds that residents of nursing homes with active cases of [...]

By |2022-09-15T10:00:54-04:00September 15th, 2022|nursing homes|0 Comments

A Valuable New Framework For Improving The Care Of Frail Older Adults

Imagine, for a moment, a functioning, well-developed system for improving the lives of frail older adults. Imagine that, instead of our current chaotic, dangerous, and needlessly expensive patchwork of care for seniors, the US had a well-coordinated care model that leverages and supports paid aides, family caregivers, safe and appropriate housing, and new technology. And imagine a system that makes [...]

By |2022-09-07T11:06:12-04:00September 7th, 2022|long term care reform, Uncategorized|0 Comments

FDA Upends The Hearing Aid Market By Permitting Sales Of Non-Prescription Devices

After years of internal debate, the FDA has approved the sale of over-the-counter hearing aids. The move will make the devices available to consumers with mild to moderate hearing loss as soon as mid-October. The move not only could save a typical buyer several thousand dollars, it also opens the door to potential new technologies that could improve the quality [...]

By |2022-08-16T14:53:39-04:00August 16th, 2022|Health Care|0 Comments