We’ve Got You Covered: Rebooting American Health Care is a study in contrast. On one hand it is a chatty, easily accessible look at the failings of the US health insurance system by two of the nation’s best young health economists. But behind the one-liners and informal presentation, it proposes a highly provocative, radical alternative to our current mess. Liran [...]
This week’s second round of debates among Democratic presidential hopefuls is producing a (mostly healthy) conversation about health insurance. But for normal people, much of the argument is enormously confusing. What are these candidates talking about? And how are their plans different from today’s Medicare and from one another? One way to make this debate more comprehensible is to drop [...]
A new report this week about future increases in Medicare spending set off wildly misleading headlines about the program’s future and what is might mean for efforts to expand it, as many prominent Democrats are proposing. As you wade through all this, there may be much less to the new forecast than meets the eye. Keep in mind three points: [...]
US District Judge Reed O’Connor’s Friday night decision to strike down the entire Affordable Care Act would damage the well-being of older adults, those 50-64 nearing Medicare, and frail elders and younger people with disabilities who are receiving long-term care benefits under Medicaid. Many lawyers believe the ruling is poorly reasoned and likely would be reversed on appeal. However, it [...]
In a series of recent decisions, the Trump Administration is taking steps that will sharply raise insurance premiums for people aged 50-64, just before they become eligible for Medicare. While these steps are likely to make coverage less expensive for young, healthy consumers, they will inevitably raise costs for middle-aged people with chronic conditions. For many, insurance will become unaffordable. [...]
The House-passed health bill could further batter the already-beaten down market for long-term care insurance. And drive even more middle income seniors into impoverishment and onto Medicaid long-term care. Here’s why: The House bill, called the American Health Care Act (AHCA) would significantly raise health insurance premiums and out-of-pocket medical costs for buyers aged 50-64. And that is exactly the [...]
Medicare is a critical lifeline for older adults who need health care as they age. But a new study shows that over the next two decades, out-of-pocket medical costs for older adults are likely to rise significantly, even with access to Medicare. By 2035, a typical senior will spend one out of every seven dollars of retirement income on medical [...]
Why not make insurance for long-term care services and supports part of health care coverage? It is a radical idea that turns the current model—which often treats long-term care insurance as an element of retirement planning—entirely on its head. The concept isn’t new. John Rother, who ran public policy for AARP for many years, talked about integrating long-term services and [...]