Two years ago, the Long-Term Care Financing Collaborative proposed a public catastrophic long-term care insurance program. In effect, people would use private insurance, savings, or home equity to pay for the first few years of their care needs, then the government would pick up costs for people with true catastrophic needs. Today, two highly-respected long-term care experts offered an important [...]
A team of researchers at Georgetown University and six other medical centers has developed a simple blood test they say can predict, with 90 percent accuracy, whether an individual will develop Alzheimer’s Disease within 2-3 years. If it works as advertised, such a test could have a profound impact on the long-term care insurance market. The study results, published in the [...]
People often say that the patients most at risk in the U.S. health system are the elderly who suffer from multiple chronic diseases. But it may be that a subset of these seniors—those with chronic disease who also need personal assistance with routine activities—are in the most jeopardy. An important 2011 research paper finds they are the most costly to care [...]